Even though your case won’t be affected, I want you to know about the changes to ICBC coverages effective April 1st 2019. 1. The maximum compensation allowed for a pain and suffering award will be reduced from $370,000 to $5500, unless an innocent accident victim can prove the injury is “major or catastrophic”. A “minor” … Continued
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Did you have an accident while away from home? Knowing the difference between travel and liability insurance What you need to do now What you need to know if you have been injured while travelling It’s not pleasant to think about personal injuries when we are about to embark on a fun getaway, but accidents … Continued
Six Answers To This Vitally Important Question In 1974, the government created ICBC – the Insurance Corporation of British Columbia – to make sure every driver in the province is protected by basic auto insurance. This not only protected the driver, it also protected passengers and the public. If anyone was injured in an accident, … Continued
According to ICBC statistics an average of 34,000 hit-and-run incidents occur in the lower mainland each year, 2,100 of which result in injury. In British Columbia hit-and-run victims are eligible to receive up to $200,000 in compensation from ICBC for damages and injuries. Section 24 of the Insurance (Vehicle) Act provides a statutory right of action, … Continued
The top 4 reasons you shouldn’t accept ICBC’s first offer. As a general rule, don’t accept ICBC’s first offer, and in most cases, not even their second, third or fourth offers. At DBM, we advise our clients that after you file a claim, ICBC stops being “your insurance company” and starts defending the party who … Continued
You’re out and about with your family, taking a leisurely stroll through a shopping centre, when—before you realize what’s happened—your feet fly out from under you and you’ve taken a bad fall. Sometimes we think the best thing to do is shake it off, but the reality is that what you do next could affect … Continued
You can probably recall a time where you were waiting to turn left, across oncoming traffic, to either enter a parking lot or another street. Sometimes, your view is obstructed and another motorist “waves” or “gestures” for you to go ahead. The Courts have been clear that reliance on another motorist’s “wave” or “gesture” will … Continued
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